Tuesday, August 25, 2020

Rip Van Winkle Essay Example | Topics and Well Written Essays - 500 words

Tear Van Winkle - Essay Example Tear Van Winkle: the Passive Protagonist. By all accounts, Washington Irving’s A Posthumous Writing of Diedrich Knickerbockerâ appears to be a fantasy which requires the peruser to energetically suspend his incredulity. Be that as it may, further perusing gives it a more profound significance. Tear Van Winkle, the hero of the story, has a strange involvement with the Catskill Mountain and falls dozes for a long time. He comes back to his town to locate the old request of things changed by the American Revolution. At the point when we consider that the story has been plotted with the goal that the hero is missing during such a pivotal time of American history, it is obvious that the writer is endeavoring to pass on a specific message to the peruser. I accept that Washington Irving’s reason recorded as a hard copy Rip Van Winkle is to state that the old, in any event, when it's anything but an impetus of progress, can fill in as a treasured and significant operator of co herence with the new. Tear Van Winkle is a uninvolved hero, however holds his importance until the finish of the account. Tear Van Winkle is â€Å"a basic, well-intentioned fellow† who is â€Å"pliant and malleable† (Washington, 2011, p.32), in his dealings with his individual men.

Saturday, August 22, 2020

Different Thinking Between Generations Essay

Youngsters generally think uniquely in contrast to more established individuals. Every age doesn’t think a similar path in their qualities, their objectives, their feelings of dread, or their expectations. I generally need to contend with my folks when we have distinctive reasoning. It appears that more seasoned individuals consistently contemplate youthful people’s thoughts. They don’t need to change since they have never encountered those thoughts in their young life. I in some cases feel awkward and misjudge my parents’ thinking. In my thought, every age has their own contemplating the subject as living respectively without marriage, learning at school, and living style. More established individuals are exacting about the subject: living respectively without marriage, yet youngsters believe that is the best approach to discover the best companion for their life. For instance, a lady was rebuffed on the off chance that she was found that living with a man who wasn’t her better half. My folks believe that is the trouble maker. Everyone avoided her since she did the most noticeably terrible things ever in the social’ norms. Presently is distinctive on the grounds that I imagine that is ordinary. The greater part of my companions are living with their kid/young lady companions in a similar house these days. In the advanced world, youngsters are all the more focusing on finding their ideal half, so they live respectively before getting hitched to know each other well. I heard most couples were getting hitched with individuals organized them before. Presently, we have opportunity in intuition, so youngsters need to locate their best life part ners more than living with the individual masterminded from their folks. The distinction in pondering this subject consistently causes me to feel pugnacious with my folks. Previously, more seasoned individuals focused on learning at school, however youngsters don’t figure they will fruitful in future by going to class as it were. For instance, my folks and I generally have contrasts in pondering my examining. They generally need me to complete my school rapidly and get passing marks to get a decent line of work. I attempted to persuade them that most organizations these days require more understanding than a degree from school. I know the significance of getting business degree which will give me a shot to apply for a huge organization. In the event that I don’t have any encounters in business, I can’t pass the prospective employee meeting even I have passing mark at school. In my parents’ time, the economy was steady and grown, so the vast majority of the organizations needed to enlist more individuals. They thought about amount more than quality, so they didn’t put numerous prerequisites for recruiting businesses. Presently, time changes on the grounds that the financial is going down to the most reduced level. The entirety of the organizations are recruiting just experienced and talented managers. That is the purpose behind me to work and study cream. My folks don’t understand that and they continue anticipating that me should complete my investigation to find a new line of work. That is their lone reasoning, and we generally have a battle each time when my folks talk about this subject, as a result of the distinction in speculation between my folks and me. The greatest contrast between youngsters and more seasoned individuals is living style. My folks and I have diverse pondering utilizing cash for living. In my parents’ past, my nation had a war and has recently gotten autonomy since 1975. Everyone was poor and starveling, my folks endeavored to win cash when they were extremely youthful. They discovered that setting aside cash is significant on the grounds that they expected to make due during the country’s difficult time. At my time, the nation is creating and the general public was improved. Individuals get more cash-flow than previously, yet my folks despite everything keep their own reasoning that they should set aside cash as much as could reasonably be expected. At the point when I burn through cash on shopping, hanging out, or messing around, they accuse me that I am squandering cash. I clarified commonly that the nation is creating, and my folks ought to go through more cash to make an incredible most. They don’t imagine that is smart thought and continue saying to me that I have to set aside cash. Conversely, every age has contrast in intuition from one another in any subject. My folks consistently remind me to get a decent spouse and shouldn’t live with different young ladies on the off chance that I don’t plan to wed her. They for the most part whine me that I should concentrate hard and finish my investigation, and they regularly caution me to set aside cash. As I would see it, I think contrastingly in light of the fact that my parents’ musings are not, at this point appropriate to the cutting edge world.

Sunday, July 26, 2020

The 5 Biggest Factors That Affect Your Credit Score

The 5 Biggest Factors That Affect Your Credit Score Your credit score is a very important number. It helps lenders to determine your likelihood of paying back debt.This means that you are unlikely to get a loan if you have a poor credit score.Aside from determining whether you get approved for loans, you credit score also determines how much interest you will pay for the loans.Various types of lenders depend so much on this number, which typically ranges between 300 and 850.Credit card companies, mortgage bankers and auto dealerships are example of lenders that will typically check your credit score before approving your loan.Lately, landlords, utility companies and insurance companies have also started looking at your credit card to help them gauge your likelihood of making the required payments.Your credit score is not a static number.It is calculated based on the information in your credit file, which means that the number keeps changing as your financial profile changes.Unfortunately, many people have no idea what affects their cr edit score.Knowing the factors that affect your credit score is important because it gives you the opportunity to improve your score, which in turn means better access to loans and lower interest on these loans.While there are a number of credit scoring models that might be used to calculate your credit score, they all try to do the same thing â€" use the information in your credit file to determine your likelihood of making payments on time, or even making the payments at all.As such, whether a lender uses FICO, VantageScore, or any other credit scoring method, and though there might be a slight variation on your credit score depending on the scoring model used, they all basically look at the same information.Typically, there are five major factors that affect your credit score.Of these five, some have a more significant impact on your credit score than others.Below is a breakdown of the five biggest factors that affect your credit score. PAYMENT HISTORYThis is the most important f actor when it comes to calculating your credit score.When using the FICO credit scoring model, which is the most commonly used by lenders, your payment history makes up 35% of your total credit score.The idea behind the payment history is that your past long term behavior is a good predictor of your future long term behavior.In other words, someone who has consistently made all their payments on time in the past is more likely to make future payments on time, while someone who has regularly made late payments or missed some payments is more likely to do the same in future.Therefore, even missing a single payment can negatively impact your credit score.When using your payment history to calculate your credit score, the following factors are considered:Have the bills for each account on your credit report always been paid on time? Late payments have a negative impact on your credit score.For late payments, how late were you in making the payment? Generally, late payments are considere d in 30 day periods, with the impact of the missed payment increasing the longer the payment remains unpaid. Therefore, a 90 day late payment will have a greater impact on your score than a 30 or 60 day late payment.If you have missed payments on your credit file, when was the last time the entry was made, and how frequently have you missed payments? Someone who missed a payment four years ago is considered to be less risky than someone who missed a payment six months ago. Similarly, someone who has only one missed payment on their record is less of a risk than someone with several missed payments.Have you ever had any of your accounts taken to collections? Potential lenders treat this as a red flag that you might not pay back the loan.Have any bankruptcies, foreclosures, charge offs, liens, attachments, debt settlements, wage garnishments, law suits, or public judgments been brought against you? If you have any such items in your public record, they are treated by most lenders as r ed flags of your inability to pay a loan.When checking your payment history, FICO monitors installment loans, such as student loans and mortgages, as well as revolving loans, such as credit cards.Owing to the importance attributed to payment history, one of the most effective ways of improving your credit score is to make sure that you consistently make your payments on time.CREDIT UTILIZATIONAfter payment history, the next major factor that affects your credit score is your credit utilization â€" the percentage of available credit that you have actually borrowed.Credit utilization accounts for 30% of your total credit score.When it comes to credit utilization, less is better for your credit score.People who get very close to or who max out their credit limits are considered to be irresponsible at handling debt, and are therefore considered to be a greater risk.Your credit utilization ratio is calculated by dividing the total revolving credit you currently have by the total of all t he credit limits you are allowed to borrow.The credit utilization ratio gives lenders a glimpse into how reliant you are on debt.When using your credit utilization ratio to calculate your credit score, the following factors are considered:How much have you borrowed compared to your total available credit? The aim here is to have as little debt as possible. However, this does not mean that having zero debt will automatically result in a higher credit score. While less is better, having some level of debt shows that you are comfortable with borrowing and that you are responsible when it comes to paying back borrowed money.How much have you borrowed on specific types of accounts, such as installment accounts, auto loans, mortgages and credit cards? Ideally, having a mix of different types of credit is considered as a sign of someone who can responsible manage debt. We will take a more detailed look at credit mix later.What balance do you currently owe compared to the initial amount bor rowed? Once again, less is better.According to FICO, people with high credit scores usually have an average credit utilization ratio of 6% or less and an average of 3 accounts carrying a balance.Most also typically owe less than $3000 on revolving accounts.However, this does not mean that you also need to have a credit utilization ratio of 6% or less in order to have a good credit score.However, most lenders consider borrowing more than 30% of your available credit as a red flag, so it is advisable to keep it below 30%.You might have noticed that payment history and credit utilization are the most important factor when it comes to calculating your credit score.These two factors make up for 65% of your total credit score.Therefore, simply paying your bills on time and having only a small balance on your credit accounts are all you need to have a good credit score.The remaining factors help move your credit score from good to great.LENGTH OF CREDIT HISTORYMost scoring models will also take into account the amount of time you have been using credit when calculating your credit score.The longer your credit history, the more financial information lenders have about you and the easier it is for them to come up with a more accurate picture of your long term financial behavior.The length of credit history makes up 15% of your total credit score.When using your length of credit history to calculate your credit score, the following factors are considered:For how long has each of your accounts been open?How old is your oldest account?For how long have you had obligations?What is the average age of all your accounts?What length of time has passed since your most recent action in your accounts?The longer your credit history, the more likely you are to have a higher credit score, provided your credit history is not blemished by missed payments and other negative items.This is why it is advisable to leave your credit card accounts open even if you no longer use them.The age of the accounts helps give your score a boost.On the other hand, closing your oldest account can result in a decline in your overall score.You should also avoid opening several new accounts at once, since this can lower your average credit age and in turn lower your credit score.Don’t despair if you have a short credit history.Provided you don’t miss any of your payments and you maintain low utilization ratios, it won’t take you long to achieve a high score.For those without a credit history, you can improve you credit score by taking advantage of credit.NEW CREDITYour credit score also takes into consideration the number of new accounts you have applied for in the recent past and the last time you opened a new account. New credit makes up 10% of your total credit score.However, don’t be in a rush to take lots of new credit thinking that it will help improve your credit score.On the contrary, taking lots of new credit within a short period of time might suggest that you are in financial trouble, which in turn makes lenders consider you to be a great risk.Therefore, you should only apply for new credit as needed, not as a way of improving your credit score. You might be wondering how lenders will know that you recently applied to new credit.Normally, when you place an application for a new line of credit, the potential lender will put in a request for your credit information.This is referred to as a hard inquiry, also known as a hard pull. These hard pulls reflect on your credit information.Having hard inquiries on your credit file will often result in a small and temporary decline in your credit score.This is different from a soft inquiry, which does not negatively impact your score.A soft inquiry happens when you access your own credit information.Having several hard inquiries on your credit file negatively impacts your credit score because it signifies that you have applied to several lines of credits within the recent past and might therefore be exp eriencing cash flow problems, which makes you a greater credit risk.To understand how hard pulls work, let’s assume a situation where you apply for financing from an auto dealership.Before approving your loan, the car dealership will request for your financial information.If they realize that you have recently applied for several new credit card accounts, this could be a signal that you intend to go on a spending spree in the near future, which might make it difficult for you to afford the monthly installments the dealership initially assumed you could comfortably afford.This might make the dealership to rethink their decision of selling you the car on credit. It is good to note that the FICO model, which is the most commonly used, only looks at the new credit you have taken within the previous 12 months, so you don’t have to worry about hard pulls that occurred over a year ago.At the same time, it is advisable to limit the number of times you apply for new lines of credit withi n each 12 month period.Sometimes, especially when you want to purchase a house or a car, you might go rate shopping to find the cheapest financing option available.All the potential lenders you visit will most likely request to check your credit information, resulting in multiple hard inquiries appearing on your file.However, since these hard inquiries are similar and are usually clustered around the same time, they are generally counted as a single inquiry.When similar hard inquiries appear together, the assumption is that you are shopping, rather than planning to buy several homes or cars at once.To make sure that hard inquiries resulting from rate shopping are treated as a single inquiry, it is always advisable to do your rate shopping within a month or less.CREDIT MIXThis is the last major factor that affects your credit score, contributing to the final 10% of your score.Credit mix refers to how diverse your credit accounts are. It is also one of the most overlooked factors by p eople trying to improve their credit score.Credit accounts usually fall into one of two types â€" revolving accounts and installment loans.The most common types of revolving credit account are credit card accounts and store accounts. Examples of installment loans include mortgages, car payments, personal loans, and so on.When considering your credit mix, lenders look at both the types of credit accounts you have and the number of accounts of each type that you have.So, why does having diverse credit lines improve your credit score.Having multiple lines of credit sends the message that you have experience managing various types of credit and that you have the financial capability to service your credit.It also helps the lender create a far more accurate picture of your financial status.However, having multiple lines of credit will improve your credit score provided you don’t have any missed and late payments on these credit lines.When you don’t have any previous debt, lenders don ’t have a good idea of how you responsible you are when it comes to managing debt, and therefore they will give greater preference to someone who has demonstrated the ability to responsibly manage debt.Since credit mix only constitutes 10% of your total credit score, not having a particular type of credit won’t really push your credit score down significantly.Still, the more types of credit you have, the less risky lenders will consider you to be, provided you have consistently serviced your current debt on time.This can help move your credit score from good to great.However, like I mentioned in the previous section, don’t just take on some unnecessary debt for the sake of improving your credit score. Only take debt when you actually need it.HOW TO IMPROVE YOUR CREDIT SCORENow that you know the major factors that affect your credit score, how can you improve your credit score so that you have better access to loans and lower interest rates on these loans?Before we get into how to improve your credit score, I want to give a disclaimer. Improving your credit score is somewhat comparable to losing weight. If you want to lose weight, you have to patiently exercise and watch your diet over time.The changes take place gradually. The same thing applies to improving your credit score. You won’t see the improvement immediately. It will take some time.Therefore, if you come across anyone promising that they can help improve your credit score with instant results, you should be very wary.With that out of the way, below are some tips on how to improve your credit score.Make sure all your payments are made on time, and if for some unavoidable reasons you can’t make the payment on time, try and make the payment within 30 days after the deadline. We already saw that payment history is the largest contributor to your credit score, so you don’t want to mess up your payment history by missing payments. If you regularly forget to make the payments on time, set up rem inders through your online banking portal, so that you will receive an SMS or email to remind you to make the payment before the deadline. Alternatively, you can set up automatic payments such that your payments are automatically debited from your bank account into your credit account on the due date.Monitor your credit utilization ratio and ensure that your credit card balances do not exceed 30% of your total available credit.Reduce the amount of debt you owe. Doing this both improves your credit score and gives you a satisfying sense of achievement. However, this can be quite a challenging thing to do, and will need lots of discipline from you. If you feel that your debt has greatly ballooned, the first thing you need to do is to keep the debt from increasing by stopping using your credit cards. From there, create a list of all the credit accounts you have, what you owe for each account and the interest for each. Then come up with a payment plan that allows you to offset the highe st interest debt first, while making minimum payments on the other lines to avoid missed payments.Avoid opening new accounts within a short span of time, since this will lower the average age of your accounts.If you are thinking of making a big purchase that will need you to take a loan, such as buying a car or a house, you should check your credit score several months in advance. This gives you enough time to improve your score before applying for the loan.If you are rate shopping for a specific loan, do it within a short period of time, possibly within less than 30 days. Extending your rate shopping over a long time will result in multiple hard inquiries appearing on your credit file, which will in turn hurt your credit score.If you have trouble making your payments, talk to your creditors or consult a credit counselor. While this will not lead to an immediate improvement in your score, it will allow you to come up with better ways of managing your credit and making timely payment s, which will ultimately increase your score. Note that talking to your creditors about your difficulty making payments will not negatively affect your credit score.WRAPPING UPKnowing the factors that affect your credit score and how to improve your score means you will have an easier time getting approved for loans and better interest rates.While there are many different models for calculating the credit score, most of them will consider the five factors discussed above, and if you focus on improving these factors, you will have a much better credit score.

Friday, May 22, 2020

The English Civil War Essay - 1733 Words

1. English Civil War: (1642-1649) The English Civil War was a conflict over parliamentary rights caused by King Charles I’s avoidance to checks of his power. King Charles I ruled without summoning parliament for 11 years by acquiring funds through â€Å"loans† from wealthy subjects and applying existing taxes more broadly. When he finally summoned parliament in 1640 to raise taxes for an army he arrested those in parliament that opposed him and thus set off the English Civil War. The English Bill of Rights of 1689 was created as a result during the Glorious Revolution of 1688; this requires the king to call parliament frequently to consent changes in laws or raise an army in times of peace. In the end, the English Civil War checked the growth of royal absolutism and certified that England would be a constitutional monarchy. 2. Holy Roman Empire: The Holy Roman Empire was comprised of mostly German states and lasted from 962 to 1806. It was led by an Emperor who was elected by the princes. The Holy Roman Empire stopped the Ottoman at the gates of Vienna and several attacks after. 3. Encomienda: Encomienda was an exploitation of labor. Spanish were granted rights to Amerindians, essentially making them slaves. Amerindians were forced to provide labor and goods to keep their land and in return the Spanish gave them protection and taught them Christianity. A combination of abuse and disease led to a huge decline in Amerindians, forcing Europeans to look elsewhere for labor.Show MoreRelatedEssay on The English Civil War1669 Words   |  7 PagesThe English Civil War The English Civil War was a complicated, intellectual war between the two most powerful forces in England: Parliament and the King. Conflicts between the two powers began when King Charles I dissolved Parliament in 1625 because they would not give him the money he demanded to fund his war against Spain. Parliament, who was lead by John Pym, felt that the King was showing favouritism towards the Roman Catholics, especially since Charles had recently married the Roman CatholicRead MoreCause Of The English Civil War2443 Words   |  10 PagesBenjamin Christ HIST 324, Exam 2, Questions 5 3 Causes of the English Civil War in 1642 The cause of the first English civil war should not be thought about in terms of any single event. The increasing tension between the King and Parliament over a series of issues led to both sides losing faith in each other. The war would come to involve not only England, but Scotland and Ireland as well. The outbreak of the civil war was due to a series of conflicts involving the personal behavior, decisionRead MoreThe English Civil War : Causes1004 Words   |  5 Pages‘The English civil war started in 1642, primarily because of religious disagreements’. How far do you agree with this statement? On 22 august 1642, Charles 1 declared war against hi enemies in parliament. This led to a civil war where 1 in 10 men died. In this essay I am going to explain the main causes of the civil war and then I am going to see how much I agree with the statement. Charles got off to a bad start in 1625 when he married a French, catholic princess called Henrietta Maria. This wasRead MoreCauses of the English Civil War2258 Words   |  10 PagesWhat caused the English Civil War? The English Civil War took place from 1641 to 1651, and involved a series of conflicts between the parliamentarians lead by Oliver Cromwell, and the royalists. The causes of the English Civil War covered a number of years. The reign of Charles I had seen a marked deterioration in the relationship between Crown and Parliament. This breakdown may well have occurred as early as 1625. There were both short term and long term causes for the civil war, which included;Read MoreThe Iranian Revolution And English Civil War1238 Words   |  5 PagesInvestigation Although occurring at very different times throughout history, looking back today the Iranian Revolution and English Civil War were very much alike. Both revolutions had a lot to do with the leaders of the time and both immediately resulted in turmoil. The Iranian revolution and English Civil war had similar causes however the English Civil War was more successful in ensuring lasting democracy. Firstly, Mohammed Reza Shah Pahlavi was the extremely isolated leader of Iran who was extremelyRead MoreEssay Origins of the English Civil War1040 Words   |  5 PagesThe English Civil War of 1642-1651 can be considered as a feud between the King and the English Parliament. Long before the onset of the civil war, Parliament and king Charles I had distrusted each other. As a result, Parliament often refused to finance the king’s wars. Unable to gain enough support from Parliament, Charles I challenged local control of nobles and landowners, who composed of the majority of Parliament, by â€Å"levying new tariffs and duties, attempting to collect discontinuedRead MoreWho Caused the English Civil War?730 Words   |  3 Pagesnot agree with the statement that mistakes by parliament caused the civil war. Instead, I believe that it was King Charles’s personality, which was the most important factor as to why the English civil war broke out, in particular his stubbornness in refusing to allow others to make important decisions. I also believe that it was power, rather than money or religion, which was also beneficiary to the start of the English civil war. As I touched upon in the opening paragraph, King Charles’s reluctanceRead MoreThe Prince After The English Civil War1035 Words   |  5 PagesNiccolo Macchiavelli wrote his book The Prince after having assisted in the creation of a republic in Florence at a time when several Italian states were fighting for control. Philosopher Thomas Hobbes wrote his work The Leviathan under the English Civil War when it was clear that the king was not able to keep his people safe. These backdrops of political unrest helped mold both philosophers attitudes toward both the government and the people living under it. Machiavelli saw the stability of theRead MoreThe English Civil War Upon Wales2199 Words   |  9 PagesFor the benefit of the reader and the somewhat complex narrative concerning the complete effects of the English Civil war upon Wales, the author will attempt to explore solely the consequences of the ‘Puritan Revolution’. The dogma of the puritans was not unique to Wales, however, for reasons the paper will explore, it was to resonate loudly with the Welsh people and, would go on to influence a great number of matters concerning the socio-political life of Wales. This socio-religious movement wouldRead MoreWhy Have Interpretations of Oliver Cromwell Changed over the Centuries?1174 Words   |  5 Pageswas born in 25 April 1599. Cromwell Died on 3 September 1658. He rose from fairly humble beginnings to become the most victorious military and political leader of the Civil Wars, who was part of the joint republican, military and parliamentarian effort that caused the downfall of the  Stuart monarchy  as a result of the  English Civil War, and was consequently invited by his associate leaders to assume a head of state role in 1653. As such, Cromwell ruled as Lord Protector for a five-year segment (1653–58)

Friday, May 8, 2020

Comparison of Renaissance and Middle Ages - 1174 Words

Comparisons of middle Ages and renaissance Introduction Middle Ages were the most devastated and dark periods that Europeans had ever experienced. These periods were worse after one another. These episodes Europeans had lack of fortunes, educations, had worse economies and unfair rulers who were corrupted and neglected their responsibilities to their people. People were suffering by unrecognizable diseases, unchangeable seasons and unsolvable conflicts. People were also not optimistic of their future because what they believed. People believed that everyone deserved what he or she had at that time, in terms of their status among the community and their current jobs. Even their arts or sculptures were not relating to†¦show more content†¦Middle ages’ people were suffering lack of education and technology because they only obsessed learning religion because it became their power. Most of the time people spent their time and money to pay off indulgence and asked for po pes to give the salvation. People did not have right to learn and demand something unless they were clergy, nobles or popes. Only these people were learning religion because they had facilities that helped them to read and write. During high middle Ages there new way of learning that appeared in the Middle East city states especially these existed in Spain. They translated Greek and roman by European normal language this made easier for the students. These people who had done that job were Muslim and Jewish scholars. Translations were spreaded through the Western Europe. Scholars began to solve disagreements between faith and reason which were people confuse. This time was when people began to study philosophy of ancient people. They use method that called scholasticism. Renaissances were different than that, were beginning ancient educational style. They believed humanism that described how people liked to improve and discover new ways of human life. Humanism was focusing on worldl y aspects rather than religion. Humanist scholars tried to understand their own time rather previous ones. Humanists believed education was the power of individual as well. They understood idea of individualism that demonstrated how everyShow MoreRelatedA Comparison of The Middle Ages vs. The Renaissance Essay1530 Words   |  7 PagesThe Middle Ages and Renaissance where worlds apart in every aspect of life. In areas of art, tools such as perspective, realism, and individualism showed the great leap in creativity during the Renaissance. Likewise, the worldly individual, or the â€Å"Renaissance Man†, was an improvement over the ignorant, spiritual man of the Middle Ages. Also, the revival of classical learning and education that occurred in the Renaissance was the exact opposite of the suppression of learning during the Middle AgesRead MoreArt in the Middle Ages and The Renaissance and Its Effect in Society1017 Words   |  5 Pagesperiod also referred to as the Middle Ag es was the period of time between the demise of the Roman Empire and the Renaissance era; this was the period from the 5th century to the 17th century in Europe. During this time, society conformed to the feudal system which was based on the hierarchy approach which upper class had control over the lower class. Included in this class structure were kings, lords, neighboring kings, peasants and church leaders. In the Middle Ages, art evolves as humans continueRead MoreComparison of Two Historical Art Periods1131 Words   |  5 Pages Comparison of Two Historical Art Periods: Middle Ages (Gothic) and Renaissance Architecture Christina Plunkett Western Governors University IWT1 Humanities Task 1 Gothic style came about in the middle of the twelfth century. It was named after the Goths that controlled France during that time. It was developed as a result of Christian ideals. Christian leaders wanted big, tall, ornate churches to represent their strong faith. Later it was also used for non-religious buildingsRead MoreThose Horrible Middle Ages !1433 Words   |  6 PagesAs indicated by the sarcastic title of her book â€Å"Those Terrible Middle Ages!† French historian Rà ©gine Pernoud addresses this commonly held misconception. She argues this time in history spanning approximately a thousand years as well as the image of the Church, have been irresponsibly represented. Her examination of this time period reveals that it is not the Church, but modernism that generates a return to the classical ideology of antiquity. These ancient pagan beliefs of the distant past are notRead MoreThe Causes Of The Protestant Reformation1270 Words   |  6 Pagesthe system of the Ch urch. 2. The Renaissance has been called the birth of modernity. Why? Greek empire was known for its passion to seek out knowledge and advancement rather than physical manifestations which are more common in the Roman Empire. And after the fall of the latter empire, the Dark Ages soon followed because it referred to the lack of inquiries and academic achievements by individuals and societies alike. But after the Dark Ages, Renaissance era soon followed where scholars aroundRead MoreThe Renaissance And The Middle Ages1516 Words   |  7 PagesThe Middle Ages were regarded as a dark and desolate time period in history. Society during this time had no social progress, incessant wars, extreme violence, and no improvement to intellect or education. The Renaissance marked the end of the Middle Ages lasting roughly from the early 1400s to the 17th century. The Renaissance was exceptionally different from the Dark Ages because the human intellect, social climate, and the beliefs of Renaissance men was the opposite of the Middle Ages. ActingRead MoreHow Did th e Period of Renaissance Alter Man’s View of Man? Essay1057 Words   |  5 PagesThe Renaissance period was a truly enlightening period in history that birthed many great advancements in all fields of science, and inventions. How did the period of time we know as, â€Å"The Renaissance†, change or alter man’s view of man? Well, we know that in the Middle Ages, the Church had authority over most people, and people had very few rights. In 1400’s, the Middle Ages had ended and then began the Renaissance. The Renaissance was a monumental change in Europe which lasted for 300 years. HumanityRead MoreFashion Is A Big Part Of Society1489 Words   |  6 PagesFashion was a big part of the Renaissance Era, which involved ostentatious and exaggerated clothing. During this time in history, the want to have good fashion skyrocketed. The Renaissance Era was known for the uprising of knowledge. The time period took place all over Europe between the fourteenth and the seventeenth century, however, not all countries experienced it at the same time. The English Renaissance took place mainly around the sixteenth century. The English Renaissance Era revolved much aroundRead MoreBirth of a New Era Essay1488 Words   |  6 Pagescoined the Renaissance, which meant â€Å"rebirth.† The Renaissance led to such literary pioneers as Niccolà ² Machiavelli. His work, The Prince, gave detailed instructions as to what qualities a perfect leader must possess and how to use these qualities. Machiavelli presented a thorough account of a perfect prince and how he achieved and maintained power. Machiavelli’s The Prince is a classic literary example of Renaissance writing in the ideas it conveys and how it conveys them. The Renaissance, a timeRead MoreRenaissance: Impact on English Literature1723 Words   |  7 PagesRenaissance: Impact on English Literature .   Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚   Renaissance is a French word which means rebirth, reawakening or revival. In literature the term Renaissance is used to denote the revival of ancient classical literature and culture and re-awakening of human mind, after the long sleep in the Medieval Ages, to the glory, wonders and beauty of mans earthly life and nature. The great literary movement, Renaissance began in  Italy  with the fall of  Constantinople  in 1453. But its influence

Wednesday, May 6, 2020

Salmon Management in the Pacific Northwest Free Essays

1. Do we, as a region and a nation, need salmon? Why or why not? When is the cost too high or priorities misplaced? The Pacific Northwest region that includes areas like in California, Oregon, Washington, Idaho, and southern British Columbia and the USA as a whole need salmon fish. FAQ, (unpublished) clarifies that the reason for this is that, approximately one hundred and thirty-seven species of both plants and animals depend on the salmon fish for their survival. We will write a custom essay sample on Salmon Management in the Pacific Northwest or any similar topic only for you Order Now According to Manning, (1996), there exist a mutual relationship between the forest and the salmon fish. He states that forest need salmon fish as much as salmon fish need them. Forests gain carbon and nitrogen from the salmon fish while salmon fish gain oxygen and other nutrients from the forests. Some forest species which depend on nutrients or carbon and nitrogen gases will die if the salmon fish was to reduce in number or was to get extinct. The salmon fish is therefore very important maintaining biodiversity or ecological diversity. The cost of sustainable conservation of salmon fish is very expensive especially in the wake of the global climate change. Salmon fish requires a very unique habitat which is large and cold. According to Lackey, (2009), billions of dollars have been used in trying to conserve salmon fish with very little success due to the global climate change. The major river; River Klamathi, where the salmon fish thrive in, has experienced serious ecological versus economic conflict with the farmers around the region preferring to utilize the water for agriculture, while the environmentalist on the other hand prefer conservation of the water for salmon conservation. This therefore has forced the communities living around the region to continue with their farming activities but with some limit, although this also affects the development fish in this region since the farming activities impacts negatively on their growth and survival since they utilize the same water form the river for irrigation. Henry and Mote, (unpublished), are of the view that the variations in climate has affected the development of salmon fish especially the high temperatures that cause the coastal ocean waters to warm thus reducing the ability of the salmon fish to reproduce in large numbers. The global climatic change is inevitable and however how much effort is put towards conservation of the salmon fish, it we might not be able to achieve much. The much anticipated changes in the Obama Administration has also not yielded any fruit since the policies in this administration aimed at protecting and conserving the endangered species is more or less the same as those of the previous government. The policies have leaned mostly towards production of more food through agriculture and production of electricity. This is very dangerous for the survival of anadromous fish like salmon which depends on fresh water for hatching of its eggs. Salmon fish is of great importance to those living around the region for many reasons. Food is basic human need which in this case is derived from the salmon fish, that is, these people depend on the fish for food. It provides protein to the body, besides many other nutrients and vitamins. It’s also used in industries to manufacture variety of food products and thus it boots the economy of the region besides providing employment opportunity to these people. Factories have been established specifically to utilize the salmon fish as the main raw material. This gives individuals from the communities living around this region and the USA as a whole, employment opportunity. Again salmon fish is viewed as a natural resource for tourism which earns the country foreign exchange. 2. In September 2002, estimates ranging from 30,000-80,000 Chinook and Coho salmon died in the Klamath River. If these fish had survived to spawn they would have comprised the eighth largest salmon run since 1978. Why did this happen? What have been the short-term (days to weeks) and long term (months to years) effects? How could this be prevented from happening again? Lackey, (2009), states that the major cause of this was water pollution. The irrigation project which was started on River Klamath was the major cause of this massive death of Chinook and Coho salmon fish. Thos plus the many industries in the region led to the construction of many dams in the upper basin of the river which caused interference in the quality of water of the fresh river. According to The Bush Administration’s Environmental Record, (unpublished) and; BEST and WSTB, (2008) this irrigation project and the industries led to low water levels in the lower Klamathi River thus leading to eutrophication of the water in the river and rising of water temperatures caused by construction of dams. Salmon fish depends on very cold temperatures. This in turn caused a missing link in the food chain since Chinook and Coho salmon fish acquires its food in the fresh waters whenever it migrates to this region; and gill rot in the fish and hence most of them that were not able to adapt died. The deaths of these two species led to a serious decline of fish in the region which in turn has also led to a decline of wealth to the communities living around the region. According to Arkush, (2005) this has caused an increase in poverty in the region and that since salmon runs have decreased, artificial hatcheries have to be built for them. This is uneconomical since artificial hatcheries are costly and very expensive to maintain compared to if the fish was to thrive in natural ecosystem. There was a short term increment of micro-organism and that depend on nutrients from decomposed salmon fish. With time there has been a slow decline of forest that depended on the salmon fish for growth and development. Coho habitat has been seriously degraded in the tributaries. Lack of cover and impairment of substrate through deposition of sediments are common. Woody debris, which is critical as cover for young fish, has largely been lost as a result of human activity. According to Henry and Mote (unpublished) excessive depletion of flow may separate fish from adequate habitat in the last half of summer. Endangered and Threatened Fishes in the Klamath River Basin, (2010) states that human activities around the region have caused serious depletion of the Coho salmon since debris from the woods that used to protect young fish has diminished. Thus there has been a serious decline in the commercial catch of the fish which has in turn led to the closure of some industries like the salmon troll industry in 2006 or a decline in the operations in some industries a long the region. This translates negative impacts to economy of the country. In order to the country from losing this important natural resource, more efforts towards its conservation must be applied. There is need to come up with policies of sustainable development in harvesting salmon fish. Policies aimed at protecting the salmon fish in the wildlife act, need to be made more applicable and should be fully implemented. There is also the need to create awareness on the need to conserve salmon fish as an endangered species. According to Arkush, (2009), it should include increasing fish resistance to warm temperature and diseases, and reducing the amount of input myxospores into water. 3. Why do different salmon species, and even different salmon stocks within a species, have such different life-history strategies? For example, compare Coho and Pink salmon or compare an Alaskan stock of Chinook with a Californian stock of Chinook. DEFINE the specific comparison you are going to make. What are the advantages and disadvantages of the life-history strategies of each species? Which strategy do you think will work better in a changing climate? National Park Service US Department of the Interior, (Unpublished) states that salmon fish has an anadromous life history strategy which enables it to bring nutrients from the ocean back into rivers by migrating from the ocean at some stage in life to the fresh mater rivers; and thus the wildlife community as a whole. Thus an anadromous fish are those that live in the fresh water rivers at their initial stages of their lives and migrate to ocean for their later lives. They require the fresh water rivers for spawning and egg incubation (Fish, unpublished). Both Coho and Pink salmon spend more than a year in the fresh water in the rivers and they both deposit their eggs on gravel beds in the fresh waters. Coho salmon hatch their eggs during winter while Pink salmon hatch their eggs during spring time. The young Pink Salmon then leave for the sea immediately to grow there in the salt water while Coho salmon spend three years in slow moving streams or lakes till it matures into adult Coho salmon before finally moving into the ocean water. When the Pink salmon enter the fresh water streams, they do not feed there but instead provide food and nutrients to the environment which includes other fish, birds, micro organisms and other animals (National Park Service US Department of the Interior, unpublished). They die immediately after laying eggs and dropping them on the gravel. Their carcasses decompose to produce nutrients to other micro-organisms and plants, while their dead bodies are fed on by birds and other fish. On the other hand, Coho salmon competes for food with other animals in the fresh water streams since they have to live in this habitat for a longer time. The number of Pink salmon is in abundant since they are able to survive in any water and their ability to feed in the oceans and thus not affected by the environmental variations in the fresh water rivers, and besides, can also survive in any water and take a shorter period to mature (National Park Service US Department of the Interior, unpublished). Unfortunately, Pink salmon have a very short life span of about two years (Salmonds, unpublished) which most of it is spent in the oceans. Coho salmon have longer life span but the female stays for only eighteen months in the ocean before moving to the fresh water. That is, it spends most of its life in the fresh water. Pink Salmon therefore can best survive in wake of the global climatic change since they can survive in any water and their young ones immediately transfer to the sea to mature after being hatched. Their ability to survive in any water gives advantage to survive in various conditions that might be caused by the global climatic changes. Moreover; they do not depend on the food in fresh waters and instead, provide food when they die after laying eggs. Thus they can easily adapt to changes in the environment than Coho salmon which is very vulnerable to high summer temperatures (Wild Coho Salmon, 2007). How to cite Salmon Management in the Pacific Northwest, Papers

Tuesday, April 28, 2020

Why Should English Be the Only Official Language in the USA

In the United States of America, there are two most commonly used languages – English and Spanish. But still, only English is considered to be the official language in many states of America and becomes more popular among the citizens. Nowadays, language policy faces one serious problem concerning language preferences: whether it is necessary to make Spanish the second official language of the USA or it is better to use English-only philosophy.Advertising We will write a custom assessment sample on Why Should English Be the Only Official Language in the USA? specifically for you for only $16.05 $11/page Learn More To my mind, there are several reasons to make English the only official language in the United States of America, and the other languages, including Spanish, may be native or even preferable in some states but not official: each country is unique and interesting to the others due to its own flag, culture, and language; it is usually very difficult for a child to study two languages simultaneously, and, finally, Spanish is already the official language of Spain. First of all, I truly believe that one country should have one official language, and such choice will prove that this country is a unity, a solidary nation, the citizens of which support the same ideas and the same interests on the world arena. It is necessary to admit that the United States of America is a republic that consists of 50 states, and very often, it turns out to be very difficult to offer the conditions, which will be appreciated by each state. However, more than the half of the states (to be more concrete, 28 of them) has already established English as the official language, and the other states just have to take the same step in order to prove that they are the members of one big team, called the United States of America. Secondly, it is not very easy to learn several languages simultaneously, this is why we should think about our future gene ration and their obligation to study English and Spanish at the same time. Of course, bilingual nation demonstrates its perfect skills and abilities; but when two children go to kindergarten, and one of them is speaking English and another is speaking Spanish, the communication will be very hard or even impossible for them. This is why when one more language is added as an official one, it is necessary to think about own future, about children, who will be studying in bilingual society, and about the challenges, these children may face. To my mind, this very idea should support the English-only movement and prove that one official language is enough for one nation. Finally, Spanish is already the official language of Spain, and Spain is not going to establish English as their one more official language. This is why establishing only one language may be regarded as an affair of honor for the United States of America.Advertising Looking for assessment on languages? Let's see if w e can help you! Get your first paper with 15% OFF Learn More The power of language always takes an important place in the history, literature, and many other spheres of life. When tourists come to America, they expect to improve their English but not their Spanish, and American people should demonstrate their devotion to one language with its peculiarities and secrets. When I think about any country, first of all, I consider what language is the official one there and how beneficial my language practice can be in this country. This is why the United States of America should demonstrate how powerful their American English can be, how skillfully children can speak English, and how wonderful it is to associate the USA with one language only. This assessment on Why Should English Be the Only Official Language in the USA? was written and submitted by user Mya K. to help you with your own studies. You are free to use it for research and reference purposes in order to write your own paper; however, you must cite it accordingly. You can donate your paper here.